Loan Qualifications

1. Must have a gross income of $27,000/yr or more.
2. 660 credit score on all 3 credit bureaus (Identity IQ). 
3. No missed payments in the last 12 months. 
4. Credit utilization under 50%.
5. Collection accounts must be 1 year or older.
6. Bankruptcy must be 2 years or older from the discharge date.
7. Minimum of 3 primary trade lines with at least 6 months of history. 
8. Direct deposit from employer.